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Pay More Than Monthly Interest On Your Home Equity Line Of Credit And Save. (good Home Equity Line Of Credit Calculator #3)

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Pay

pay1  (pā),USA pronunciation v.,  paid  or ([Obs.]except for defs. 12, 24c. ) payed;
pay•ing;
 n., adj. 
v.t. 
  1. to settle (a debt, obligation, etc.), as by transferring money or goods, or by doing something: Please pay your bill.
  2. to give over (a certain amount of money) in exchange for something: He paid twenty dollars for the shirt.
  3. to transfer money as compensation or recompense for work done or services rendered;
    to satisfy the claims of (a person, organization, etc.), as by giving money due: He paid me for my work.
  4. to defray (cost or expense).
  5. to give compensation for.
  6. to yield a recompense or return to;
    be profitable to: Your training will pay you well in the future.
  7. to yield as a return: The stock paid six percent last year.
  8. to requite, as for good, harm, or an offense: How can I pay her for her kindness and generosity?
  9. to give or render (attention, respects, compliments, etc.), as if due or fitting.
  10. to make (a call, visit, etc.).
  11. to suffer in retribution;
    undergo: You'll pay the penalty for your stubbornness!
  12. to let (a ship) fall off to leeward.

v.i. 
  1. to transfer money, goods, etc., as in making a purchase or settling a debt.
  2. to discharge a debt or obligation.
  3. to yield a return, profit, or advantage;
    be worthwhile: It pays to be courteous.
  4. to give compensation, as for damage or loss sustained.
  5. to suffer or be punished for something: The murderer paid with his life.
  6. pay as you go: 
    • to pay for (goods, services, etc.) at the time of purchase, as opposed to buying on credit.
    • to spend no more than income permits;
      keep out of debt.
    • to pay income tax by regular deductions from one's salary or wages.
  7. pay back: 
    • to repay or return: to pay back a loan.
    • to retaliate against or punish: She paid us back by refusing the invitation.
    • to requite.
  8. pay down: 
    • to pay (part of the total price) at the time of purchase, with the promise to pay the balance in installments: On this plan you pay only ten percent down.
    • to pay off or back;
      amortize: The company's debt is being paid down rapidly.
  9. pay for, to suffer or be punished for: to pay for one's sins.
  10. pay off: 
    • to pay (someone) everything that is due that person, esp. to do so and discharge from one's employ.
    • to pay (a debt) in full.
    • [Informal.]to bribe.
    • to retaliate upon or punish.
    • [Naut.]to fall off to leeward.
    • to result in success or failure: The risk paid off handsomely.
  11. pay one's or  its way: 
    • to pay one's portion of shared expenses.
    • to yield a return on one's investment sufficient to repay one's expenses: It will take time for the restaurant to begin paying its way.
  12. pay out: 
    • to distribute (money, wages, etc.);
      disburse.
    • to get revenge upon for an injury;
      punish.
    • to let out (a rope) by slackening.
  13. pay up: 
    • to pay fully.
    • to pay on demand: The gangsters used threats of violence to force the shopkeepers to pay up.

n. 
  1. the act of paying or being paid;
    payment.
  2. wages, salary, or a stipend.
  3. a person with reference to solvency or reputation for meeting obligations: The bank regards him as good pay.
  4. paid employment: in the pay of the enemy.
  5. reward or punishment;
    requital.
  6. a rock stratum from which petroleum is obtained.

adj. 
  1. requiring subscribed or monthly payment for use or service: pay television.
  2. operable or accessible on deposit of a coin or coins: a pay toilet.
  3. of or pertaining to payment.

More

more (môr, mōr),USA pronunciation adj., [compar. of] much [or]many [with]most [as superl.]
  1. in greater quantity, amount, measure, degree, or number: I need more money.
  2. additional or further: Do you need more time? More discussion seems pointless.

n. 
  1. an additional quantity, amount, or number: I would give you more if I had it. He likes her all the more. When I could take no more of such nonsense, I left.
  2. a greater quantity, amount, or degree: More is expected of him. The price is more than I thought.
  3. something of greater importance: His report is more than a survey.
  4. (used with a pl. v.) a greater number of a class specified, or the greater number of persons: More will attend this year than ever before.

adv. [compar. of  much with  most as superl.]
  1. in or to a greater extent or degree (in this sense often used before adjectives and adverbs, and regularly before those of more than two syllables, to form comparative phrases having the same force and effect as the comparative degree formed by the termination -er): more interesting; more slowly.
  2. in addition;
    further;
    longer;
    again: Let's talk more another time. We couldn't stand it any more.
  3. moreover.
  4. more and more, to an increasing extent or degree;
    gradually more: They became involved more and more in stock speculation.
  5. more or less: 
    • to some extent;
      somewhat: She seemed more or less familiar with the subject.
    • about;
      in substance;
      approximately: We came to more or less the same conclusion.
moreness, n. 

Than

than (ᵺan, ᵺen; unstressed ᵺən, ən),USA pronunciation  conj. 
  1. (used, as after comparative adjectives and adverbs, to introduce the second member of an unequal comparison): She's taller than I am.
  2. (used after some adverbs and adjectives expressing choice or diversity, such as other, otherwise, else, anywhere, or different, to introduce an alternative or denote a difference in kind, place, style, identity, etc.): I had no choice other than that. You won't find such freedom anywhere else than in this country.
  3. (used to introduce the rejected choice in expressions of preference): I'd rather walk than drive there.
  4. except;
    other than: We had no choice than to return home.
  5. when: We had barely arrived than we had to leave again.

prep. 
  1. in relation to;
    by comparison with (usually fol. by a pronoun in the objective case): He is a person than whom I can imagine no one more courteous.

Monthly

month•ly (munthlē),USA pronunciation adj., n., pl.  -lies, adv. 
adj. 
  1. pertaining to a month, or to each month.
  2. done, happening, appearing, etc., once a month: a monthly magazine.
  3. computed or determined by the month: a monthly salary.
  4. continuing or lasting for a month.

n. 
  1. a periodical published once a month.
  2. Sometimes,  monthlies. a menstrual period.

adv. 
  1. once a month;
    by the month.

On

on (on, ôn),USA pronunciation prep. 
  1. so as to be or remain supported by or suspended from: Put your package down on the table; Hang your coat on the hook.
  2. so as to be attached to or unified with: Hang the picture on the wall. Paste the label on the package.
  3. so as to be a covering or wrapping for: Put the blanket on the baby. Put aluminum foil on the lamb chops before freezing them.
  4. in connection, association, or cooperation with;
    as a part or element of: to serve on a jury.
  5. so as to be a supporting part, base, backing, etc., of: a painting on canvas; mounted on cardboard; legs on a chair.
  6. (used to indicate place, location, situation, etc.): a scar on the face; the book on the table; a house on 19th Street.
  7. (used to indicate immediate proximity): a house on the lake; to border on absurdity.
  8. in the direction of: on the left; to sail on a southerly course.
  9. (used to indicate a means of conveyance or a means of supporting or supplying movement): on the wing; This car runs on electricity. Can you walk on your hands? I'll be there on the noon plane.
  10. by the agency or means of: drunk on wine; talking on the phone; I saw it on television.
  11. in addition to: millions on millions of stars.
  12. with respect or regard to (used to indicate the object of an action directed against or toward): Let's play a joke on him. Write a critical essay on Shakespeare.
  13. in a state or condition of;
    in the process of: on strike; The house is on fire!
  14. subject to: a doctor on call.
  15. engaged in or involved with: He's on the second chapter now.
  16. (used to indicate a source or a person or thing that serves as a source or agent): a duty on imported goods; She depends on her friends for encouragement.
  17. (used to indicate a basis or ground): on my word of honor; The movie is based on the book.
  18. (used to indicate risk or liability): on pain of death.
  19. (used to indicate progress toward or completion of an objective): We completed the project on budget.
  20. assigned to or occupied with;
    operating: Who's on the switchboard this afternoon?
  21. [Informal.]so as to disturb or affect adversely: My hair dryer broke on me.
  22. paid for by, esp. as a treat or gift: Dinner is on me.
  23. taking or using as a prescribed measure, cure, or the like: The doctor had her on a low-salt diet.
  24. regularly taking or addicted to: He was on drugs for two years.
  25. with;
    carried by: I have no money on me.
  26. (used to indicate time or occasion): on Sunday; We demand cash on delivery.
  27. (used to indicate the object or end of motion): to march on the capital.
  28. (used to indicate the object or end of action, thought, desire, etc.): to gaze on a scene.
  29. (used to indicate subject, reference, or respect): views on public matters.
  30. (used to indicate an encounter): The pickpocket crept up on a victim.
  31. on the bow, [Naut.]bow3 (def. 7).

adv. 
  1. in, into, or onto a position of being supported or attached: Sew the buttons on.
  2. in, into, or onto a position of covering or wrapping: Put your raincoat on.
  3. fast to a thing, as for support: Hold on!
  4. toward a place, point, activity, or object: to look on while others work.
  5. forward, onward, or along, as in any course or process: further on.
  6. with continuous activity: to work on.
  7. into or in active operation or performance: Turn the gas on.
  8. on and off, off (def. 22a).
  9. on and on, at great length, so as to become tiresome: They rambled on and on about their grandchildren.

adj. 
  1. operating or in use: The television set was on. Is your brake on?
  2. taking place;
    occurring: Don't you know there's a war on?
  3. performing or broadcasting: The radio announcer told us we were on.
    • behaving in a theatrical, lively, or ingratiating way: Around close friends, one doesn't have to be on every minute.
    • functioning or performing at one's best: When she's on, no other tennis player is half as good.
  4. scheduled or planned: Anything on after supper?
  5. [Baseball.]positioned on a base or bases: They had two men on when he hit the home run.
  6. [Cricket.]noting that side of the wicket, or of the field, on which the batsman stands.
  7. on to,  aware of the true nature, motive, or meaning of: I'm on to your little game.

n. 
  1. [Cricket.]the on side.

Your

your (yŏŏr, yôr, yōr; unstressed yər),USA pronunciation pron. 
  1. (a form of the possessive case of  you used as an attributive adjective): Your jacket is in that closet. I like your idea.Cf.  yours. 
  2. one's (used to indicate that one belonging to oneself or to any person): The consulate is your best source of information. As you go down the hill, the library is on your left.
  3. (used informally to indicate all members of a group, occupation, etc., or things of a particular type): Take your factory worker, for instance. Your power brakes don't need that much servicing.

Home

home (hōm),USA pronunciation n., adj., adv., v.,  homed, hom•ing. 
n. 
  1. a house, apartment, or other shelter that is the usual residence of a person, family, or household.
  2. the place in which one's domestic affections are centered.
  3. an institution for the homeless, sick, etc.: a nursing home.
  4. the dwelling place or retreat of an animal.
  5. the place or region where something is native or most common.
  6. any place of residence or refuge: a heavenly home.
  7. a person's native place or own country.
  8. (in games) the destination or goal.
  9. a principal base of operations or activities: The new stadium will be the home of the local football team.
  10. [Baseball.]See  home plate. 
  11. [Lacrosse.]one of three attack positions nearest the opposing goal.
  12. at home: 
    • in one's own house or place of residence.
    • in one's own town or country.
    • prepared or willing to receive social visits: Tell him I'm not at home. We are always at home to her.
    • in a situation familiar to one;
      at ease: She has a way of making everyone feel at home.
    • well-informed;
      proficient: to be at home in the classics.
    • played in one's hometown or on one's own grounds: The Yankees played two games at home and one away.

adj. 
  1. of, pertaining to, or connected with one's home or country;
    domestic: home products.
  2. principal or main: the corporation's home office.
  3. reaching the mark aimed at: a home thrust.
  4. played in a ball park, arena, or the like, that is or is assumed to be the center of operations of a team: The pitcher didn't lose a single home game all season.Cf. away (def. 14).

adv. 
  1. to, toward, or at home: to go home.
  2. deep;
    to the heart: The truth of the accusation struck home.
  3. to the mark or point aimed at: He drove the point home.
    • into the position desired;
      perfectly or to the greatest possible extent: sails sheeted home.
    • in the proper, stowed position: The anchor is home.
    • toward its vessel: to bring the anchor home.
  4. bring home to, to make evident to;
    clarify or emphasize for: The irrevocability of her decision was brought home to her.
  5. home and dry, having safely achieved one's goal.
  6. home free: 
    • assured of finishing, accomplishing, succeeding, etc.: If we can finish more than half the work today, we'll be home free.
    • certain to be successfully finished, accomplished, secured, etc.: With most of the voters supporting it, the new law is home free.
  7. write home about, to comment especially on;
    remark on: The town was nothing to write home about. His cooking is really something to write home about.

v.i. 
  1. to go or return home.
  2. (of guided missiles, aircraft, etc.) to proceed, esp. under control of an automatic aiming mechanism, toward a specified target, as a plane, missile, or location (often fol. by in on): The missile homed in on the target.
  3. to navigate toward a point by means of coordinates other than those given by altitudes.
  4. to have a home where specified;
    reside.

v.t. 
  1. to bring or send home.
  2. to provide with a home.
  3. to direct, esp. under control of an automatic aiming device, toward an airport, target, etc.

Equity

eq•ui•ty (ekwi tē),USA pronunciation n., pl.  -ties. 
  1. the quality of being fair or impartial;
    fairness;
    impartiality: the equity of Solomon.
  2. something that is fair and just.
    • the application of the dictates of conscience or the principles of natural justice to the settlement of controversies.
    • a system of jurisprudence or a body of doctrines and rules developed in England and followed in the U.S., serving to supplement and remedy the limitations and the inflexibility of the common law.
    • an equitable right or claim.
    • an equity of redemption.
  3. the monetary value of a property or business beyond any amounts owed on it in mortgages, claims, liens, etc.
  4. ownership, esp. when considered as the right to share in future profits or appreciation in value.
  5. the interest of the owner of common stock in a corporation.
  6. (in a margin account) the excess of the market value of the securities over any indebtedness.
  7. (cap.) See  Actors' Equity Association. 

Line

line1  (līn),USA pronunciation n., v.,  lined, lin•ing. 
n. 
  1. a mark or stroke long in proportion to its breadth, made with a pen, pencil, tool, etc., on a surface: a line down the middle of the page.
  2. a continuous extent of length, straight or curved, without breadth or thickness;
    the trace of a moving point.
  3. something arranged along a line, esp. a straight line;
    a row or series: a line of trees.
  4. a number of persons standing one behind the other and waiting their turns at or for something;
    queue.
  5. something resembling a traced line, as a band of color, a seam, or a furrow: lines of stratification in rock.
  6. a furrow or wrinkle on the face, neck, etc.: lines around the eyes.
  7. an indication of demarcation;
    boundary;
    limit: the county line; a fine line between right and wrong.
  8. a row of written or printed letters, words, etc.: a page of 30 lines.
  9. a verse of poetry: A line in iambic pentameter contains five feet.
  10. Usually,  lines. the words of an actor's part in a drama, musical comedy, etc.: to rehearse one's lines.
  11. a short written message: Drop me a line when you're on vacation.
  12. a system of public conveyances, as buses or trains, plying regularly over a fixed route: the northbound line at State Street.
  13. a transportation or conveyance company: a steamship line.
  14. a course of direction;
    route: the line of march down Main Street.
  15. a course of action, procedure, thought, policy, etc.: That newspaper follows the communist line.
  16. a piece of pertinent or useful information (usually fol. by on): I've got a line on a good used car.
  17. a series of generations of persons, animals, or plants descended from a common ancestor: a line of kings.
  18. a department of activity;
    occupation or business: What line are you in?
  19. a mode of conversation, esp. one that is glib or exaggerated in order to impress or influence another person: He really handed her a line about his rich relatives.
  20. a straight line drawn from an observed object to the fovea of the eye.
  21. lines: 
    • the outer form or proportions of a ship, building, etc.: a ship of fine lines.
    • a general form, as of an event or something that is made, which may be the basis of comparison, imitation, etc.: two books written along the same lines.
    • a person's lot or portion: to endure the hard lines of poverty.
    • [Chiefly Brit.]a certificate of marriage.
  22. a circle of the terrestrial or celestial sphere: the equinoctial line.
  23. banner (def. 7).
    • a mark made by a pencil, brush, or the like, that defines the contour of a shape, forms hatching, etc.
    • the edge of a shape.
  24. [Television.]one scanning line.
    • a telephone connection: Please hold the line.
    • a wire circuit connecting two or more pieces of electric apparatus, esp. the wire or wires connecting points or stations in a telegraph or telephone system, or the system itself.
  25. the line, the equator.
  26. a stock of commercial goods of the same general class but having a range of styles, sizes, prices, or quality: the company's line of shoes.
  27. an assembly line.
  28. a limit defining one estate from another;
    the outline or boundary of a piece of real estate.
  29. [Bridge.]a line on a score sheet that separates points scored toward game(below the line) from points scored by setting a contract, having honors, etc.(above the line). 
  30. [Music.]any of the straight, horizontal, parallel strokes of the staff, or one placed above or below the staff.
    • a defensive position or front.
    • a series of fortifications: the Maginot line.
    • Usually,  lines. a distribution of troops, sentries, etc., for the defense of a position or for an attack: behind the enemy's lines.
    • the body of personnel constituting the combatant forces of an army, as distinguished from the supply services and staff corps.
  31. an arrangement of troops of an army or of ships of a fleet as drawn up for battle: line of battle.
  32. a body or formation of troops or ships drawn up abreast (distinguished from column).
  33. the class of officers serving with combatant units or warships.
  34. the regular forces of an army or navy.
  35. that part of an administrative organization consisting of persons actively engaged on a given project. Cf. staff1 (def. 4).
  36. a thread, string, cord, rope, or the like.
  37. a clothesline: the wash hanging on the line.
  38. a cord, wire, or the like, used for measuring or as a guide.
  39. [Naut.]
    • a pipe or hose: a steam line.
    • a rope or cable used at sea.
  40. a small quantity of cocaine arranged in the form of a slender thread or line, as for sniffing.
  41. Also,  ligne. a unit, &fracnumer;
    1&fracdenom;
    40&fracend;
    inch (0.635 millimeter), for measuring the diameter of buttons.
  42. [Angling.]a length of nylon, silk, linen, cord, or the like, to which are attached the leader, hook, sinker, float, etc.
  43. [Football.]
    • either of the two front rows of opposing players lined up opposite each other on the line of scrimmage: a four-man line.
    • See  line of scrimmage. 
  44. the betting odds established by bookmakers for events not covered by pari-mutuel betting, esp. sporting events, as football or basketball.
  45. [Ice Hockey.]the two wings and center who make up a team's offensive unit.
  46. [Fencing.]any of the four divisions of the portion of a fencer's body on which a touch can be scored, taken as an area of attack or defense.
  47. the longer and preferred flax or hemp fibers. Cf. tow2 (def. 2).
  48. [Fox Hunting.]the trail of scent left by a fox.
  49. a unit of length equivalent to &fracnumer;
    1&fracdenom;
    12&fracend;
    inch (2.12 millimeters).
  50. [Insurance.]
    • a class or type of insurance: casualty line.
    • the amount of insurance written for a particular risk.
  51. [Australian Slang.]a girl or woman.
  52. bring, come, or  get into line: 
    • to become or cause to become straight, as in a row: The members of the marching band got into line.
    • to conform or cause to conform or agree: They were persuaded to come into line with the party's policy.
  53. down the line: 
    • in all ways;
      thoroughly;
      fully: It's a fine house right down the line—well-built, roomy, attractive.
    • in the future.
  54. draw the line, to impose a restriction;
    limit: They might exaggerate but would draw the line at outright lying.
  55. go up in one's lines, [U.S.]Theat. to forget one's part during a performance. Also,[Brit.,] go up on one's lines. 
  56. hold the line, to maintain the status quo, esp. in order to forestall unfavorable developments: We're trying to hold the line on prices.
  57. in line: 
    • in alignment;
      straight.
    • in conformity or agreement.
    • in control (of one's conduct): to keep one's temper in line.
    • prepared;
      ready.
    • waiting one behind the other in a queue: There were eight people in line at the teller's window.
  58. in line with, in agreement or conformity with: The action taken was in line with her decision.
  59. in the line of duty, in the execution of the duties belonging to some occupation, esp. with regard to the responsibility for life and death: a policeman wounded in the line of duty.Also,  in line of duty. 
  60. lay it on the line: 
    • to give money;
      pay.
    • to give the required information;
      speak directly or frankly: I'm going to stop being polite and lay it on the line.
  61. off line: 
    • occurring or functioning away from an assembly line, work process, etc.
    • not in operation;
      not functioning.
  62. on a line, [Baseball.](of a batted or thrown ball) through the air in an approximately straight line from the point of impact or delivery: hit on a line between third and short; thrown in on a line from the center fielder.
  63. on line: 
    • on or part of an assembly line: Production will be improved when the new welding equipment is on line.
    • in or into operation: The manufacturing facilities will be on line before November.
    • [Computers.]actively linked to a computer: The printer is not yet on line.
    • [Chiefly New York City.]See  line 1 (def. 60e).
  64. on the line: 
    • being risked or put in jeopardy;
      in a vulnerable position: Our prestige and honor are on the line.
    • immediately;
      readily: paid cash on the line.
  65. out of line: 
    • not in a straight line.
    • in disagreement with what is accepted or practiced.
    • [Informal.]impertinent;
      presumptuous: That last remark was out of line.
  66. read between the lines, to understand the unexpressed but implied meaning of something said or written: Her letter sounded cheerful enough, but I read a certain sadness between the lines.
  67. toe the line or  mark: 
    • to conform strictly to a rule, command, etc.
    • to shoulder responsibilities;
      do one's duty: He tried hard to toe the line on the new job.

v.i. 
  1. to take a position in a line;
    range (often fol. by up): to line up before the start of a parade.
  2. [Baseball.]
    • to hit a line drive.
    • to line out.

v.t. 
  1. to bring into a line, or into line with others (often fol. by up): to line up troops.
  2. to mark with a line or lines: to line paper for writing.
  3. to sketch verbally or in writing;
    outline (often fol. by out): We followed the plan he had lined out.
  4. to arrange a line along: to line a coast with colonies.
  5. to form a line along: Rocks lined the drive.
  6. to apply liner to (the eyes).
  7. to delineate with or as if with lines;
    draw: to line the silhouette of a person's head.
  8. [Archaic.]to measure or test with a line.
  9. line out: 
    • [Baseball.]to be put out by hitting a line drive caught on the fly by a player of the opposing team.
    • to execute or perform: He lined out a few songs upon request.
  10. line up, to secure;
    make available: to line up support; to line up a speaker for the banquet.
lina•ble, linea•ble, adj. 
lineless, adj. 
linelike′, adj. 

Of

of1  (uv, ov; unstressed əv or, esp. before consonants, ə),USA pronunciation prep. 
  1. (used to indicate distance or direction from, separation, deprivation, etc.): within a mile of the church; south of Omaha; to be robbed of one's money.
  2. (used to indicate derivation, origin, or source): a man of good family; the plays of Shakespeare; a piece of cake.
  3. (used to indicate cause, motive, occasion, or reason): to die of hunger.
  4. (used to indicate material, component parts, substance, or contents): a dress of silk; a book of poems; a package of cheese.
  5. (used to indicate apposition or identity): Is that idiot of a salesman calling again?
  6. (used to indicate specific identity or a particular item within a category): the city of Chicago; thoughts of love.
  7. (used to indicate possession, connection, or association): the king of France; the property of the church.
  8. (used to indicate inclusion in a number, class, or whole): one of us.
  9. (used to indicate the objective relation, the object of the action noted by the preceding noun or the application of a verb or adjective): the ringing of bells; He writes her of home; I'm tired of working.
  10. (used to indicate reference or respect): There is talk of peace.
  11. (used to indicate qualities or attributes): an ambassador of remarkable tact.
  12. (used to indicate a specified time): They arrived of an evening.
  13. [Chiefly Northern U.S.]before the hour of;
    until: twenty minutes of five.
  14. on the part of: It was very mean of you to laugh at me.
  15. in respect to: fleet of foot.
  16. set aside for or devoted to: a minute of prayer.
  17. [Archaic.]by: consumed of worms.

Credit

cred•it (kredit),USA pronunciation n. 
  1. commendation or honor given for some action, quality, etc.: Give credit where it is due.
  2. a source of pride or honor: You are a credit to your school.
  3. the ascription or acknowledgment of something as due or properly attributable to a person, institution, etc.: She got a screen credit for photography.
  4. trustworthiness;
    credibility: a witness of credit.
  5. confidence in a purchaser's ability and intention to pay, displayed by entrusting the buyer with goods or services without immediate payment.
  6. reputation of solvency and probity, entitling a person to be trusted in buying or borrowing: Your credit is good.
  7. influence or authority resulting from the confidence of others or from one's reputation.
  8. time allowed for payment for goods or services obtained on trust: 90 days' credit.
  9. repute;
    reputation;
    esteem.
  10. a sum of money due to a person;
    anything valuable standing on the credit side of an account: He has an outstanding credit of $50.
    • official acceptance and recording of the work completed by a student in a particular course of study.
    • a credit hour.
  11. [Bookkeeping.]
    • an entry of payment or value received on an account.
    • the right-hand side of an account on which such entries are made (opposed to debit).
    • an entry, or the total shown, on the credit side.
  12. any deposit or sum of money against which a person may draw.
  13. do someone credit, to be a source of honor or distinction for someone. Also,  do credit to someone. 
  14. on credit, by deferred payment: Everything they have was bought on credit.
  15. to one's credit, deserving of praise or recognition;
    admirable: It is to his credit that he freely admitted his guilt.

v.t. 
  1. to believe;
    put confidence in;
    trust;
    have faith in.
  2. to bring honor, esteem, etc., to;
    reflect well upon.
  3. [Bookkeeping.]to enter upon the credit side of an account;
    give credit for or to.
  4. to award educational credits to (often fol. by with): They credited me with three hours in history.
  5. credit to or  with, to ascribe to a (thing, person, etc.): In former times many herbs were credited with healing powers.
credit•less, adj. 

And

and (and; unstressed ənd, ən, or, esp. after a homorganic consonant, n),USA pronunciation  conj. 
  1. (used to connect grammatically coordinate words, phrases, or clauses) along or together with;
    as well as;
    in addition to;
    besides;
    also;
    moreover: pens and pencils.
  2. added to;
    plus: 2 and 2 are 4.
  3. then: He read for an hour and went to bed.
  4. also, at the same time: to sleep and dream.
  5. then again;
    repeatedly: He coughed and coughed.
  6. (used to imply different qualities in things having the same name): There are bargains and bargains, so watch out.
  7. (used to introduce a sentence, implying continuation) also;
    then: And then it happened.
  8. [Informal.]to (used between two finite verbs): Try and do it. Call and see if she's home yet.
  9. (used to introduce a consequence or conditional result): He felt sick and decided to lie down for a while. Say one more word about it and I'll scream.
  10. but;
    on the contrary: He tried to run five miles and couldn't. They said they were about to leave and then stayed for two more hours.
  11. (used to connect alternatives): He felt that he was being forced to choose between his career and his family.
  12. (used to introduce a comment on the preceding clause): They don't like each other--and with good reason.
  13. [Archaic.]if: and you please.Cf. an2.
  14. and so forth, and the like;
    and others;
    et cetera: We discussed traveling, sightseeing, and so forth.
  15. and so on, and more things or others of a similar kind;
    and the like: It was a summer filled with parties, picnics, and so on.

n. 
  1. an added condition, stipulation, detail, or particular: He accepted the job, no ands or buts about it.
  2. conjunction (def. 5b).

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